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Insurance Advisors Blog: 11_2011

View the latest blog posts from Insurance Advisors.

It's been a bad year for homeowners, with hurricanes and wildfires. If disaster strikes and destroys your home, there could be another disaster lurking - your insurance company may not pay enough to rebuild. Sixty-four percent of American homes are underinsured, according to a California company that tracks rebuilding costs. READ MORE >>

There are some questions that have an easy answer. Unfortunately, the title of this blog post is not one of them. Between the complexities of the tax code and the many different ways your insurance policies can be structured, it’s impossible to write a thorough break down of what is, an... READ MORE >>

Deer everywhere have to be on full alert now that mating and hunting seasons have kicked into full swing. Drivers, too, must be extra vigilant to avoid collisions with deer that can lead to thousands of dollars in car repairs.   READ MORE >>

After an accident, expect a claims adjuster to try to settle the case as inexpensively as possible. That's good for the insurer, but you'll need to look out for your own interests. The light turns green. You drive forward. Suddenly your world slams sideways, and an airbag punches you in the face. READ MORE >>

Insurance experts said on Tuesday that homeowners, who think they are protected if something happens in their unit because they are paying association dues, need to think again.  Condo owner Luis Hinogosa said his home was damaged when a construction crew clogged a pipe and it sent sewage from uppper floors into his unit. READ MORE >>

Ron Durbin wasn't happy when Farmers Insurance notified him that his homeowners premium would go up 17 percent when he renewed the policy in August. "If it's 17 percent this year, what's it going to be next year?" the retired systems analyst from Omaha remembers thinking. READ MORE >>

The same 1993 Honda Accord, curiously, has been stolen eight times this year in towns across Colorado. A white tow truck is prowling the Denver area at night, boosting cars and hauling them — most likely — to a garage where they are stripped for parts. READ MORE >>

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